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Zillow Covers FHA Down Payments — Daily Tech Trends Digest

Zillow Home Loans now covers the full 3.5% FHA down payment. Also: iPhone Duo flops, Apple's touchscreen MacBook Pro, and AGIBOT A3 humanoid robot.

News

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Zillow Home Loans is launching a new program to cover the entire 3.5% down payment for FHA loans, significantly lowering entry barriers for homebuyers. In tech news, the iPhone Duo is facing criticism for durability issues and poor sales, while Apple's new touchscreen MacBook Pro and the AGIBOT A3 humanoid robot draw attention.

Binance in Talks for Malaysia License after Five-Year Absence
Source: BloombergOctober 31, 2026tech

Excerpt from Bloomberg: “Binance said it’s in discussions with Malaysian regulators for a licensed business in the country, as the cryptocurrency exchange seeks a route back into a market where authorities have blocked its website and applications.”

US Midterms: Trumpism May Already Be in Decline Worldwide
Source: BloombergOctober 31, 2026politics

Excerpt from Bloomberg: “US elections from Alaska to Maine will reverberate globally next week, as midterm voting promises to diminish a president who has strong-armed the world.”

Angola Plans to Cut Fuel Subsidies Without Price Increases
Source: BloombergOctober 31, 2026finance

Excerpt from Bloomberg: “Angola, sub-Saharan Africa’s second-largest oil producer, plans to cut spending on fuel subsidies in 2027 without significant increases in pump prices, relying instead on other measures to reduce costs.”

SoftBank-Backed OPay Halts IPO to Respond to Regulatory Inquiry
Source: BloombergOctober 31, 2026tech

Excerpt from Bloomberg: “OPay Ltd., a Nigeria-focused payments platform, halted an initial public offering on the New York Stock Exchange that was supposed to start trading on Friday, citing a regulatory inquiry.”

The Betting Coup That Rocked London’s Bookmakers Goes Unsolved
Source: BloombergOctober 31, 2026tech

Excerpt from Bloomberg: “Lisa Lazarus, the top cop in US horse racing, woke up one morning this summer to find a flurry of missed overseas calls and e-mails. They were all from UK regulators and they all delivered the same urgent message: a series of large, unusual and suspiciously successful wagers on…”

OpenAI’s Altman Meets Samsung Executives as Chip Crunch Deepens
Source: BloombergOctober 31, 2026tech

Excerpt from Bloomberg: “OpenAI Chief Executive Officer Sam Altman met with Samsung Group’s top executives in South Korea on Saturday to deepen cooperation on memory chips and AI infrastructure as global shortages intensify.”

OpenAI Funding Target Cut by $10 Billion as AI Slumps, FT Says
Source: BloombergOctober 30, 2026tech

Excerpt from Bloomberg: “OpenAI has cut its fundraising target by $10 billion as an AI stock selloff and rival Anthropic PBC’s impending public listing complicate its efforts to secure investor commitments, the Financial Times reported.”

Rubio and Brazil Foreign Minister to Meet After Election Tension
Source: BloombergOctober 30, 2026politics

Excerpt from Bloomberg: “Secretary of State Marco Rubio and his Brazilian counterpart agreed to meet in the coming weeks, according to people familiar with the matter, after President Donald Trump’s decision to grant the nation’s defeated right-wing candidate Flávio Bolsonaro refuge inflamed tensions.”

Chocolate Price Spook Families for Halloween
Source: BloombergOctober 30, 2026finance

Excerpt from Bloomberg: “Halloween candy is getting more expensive as higher labor, energy and transportation costs continue to pressure food prices. Stew Leonard Jr., CEO of Stew Leonard’s, says bags of popular candy are up about 50 cents from last year, prompting some shoppers to trade down to cheaper…”

Crypto Hack Reignites Regulatory Debate
Source: BloombergOctober 30, 2026finance

Excerpt from Bloomberg: “A $6 billion crypto hack is putting digital-asset security back in the spotlight. Former CFTC chairman J. Christopher Giancarlo, known as “CryptoDad”, argues the attack exposed vulnerabilities at an individual firm rather than a failure of underlying blockchain technology. He is…”

Lonnie Ali & Marc Rosen on New Muhammad Ali Amazon Show
Source: BloombergOctober 30, 2026finance

Excerpt from Bloomberg: “Lonnie Ali, Muhammad Ali's wife & Executive Producer of The Greatest, joins Marc Rosen of Authentic Brands to discuss the first authorized scripted series to take a more intimate look at Muhammad Ali beyond his boxing career. The two speak with Romaine Bostick on "The Close" on…”

Bloomberg Screentime: Streaming, AI & Creators
Source: BloombergOctober 30, 2026finance

Excerpt from Bloomberg: “Entertainment leaders examine how streaming, AI, and the creator economy are reshaping Hollywood and the future of media. Guests include Ted Sarandos, Donna Langley, Ben Affleck, & Conan O'Brien. (Source: Bloomberg)”

Meta’s Rating Outlook Cut to Negative by S&P on AI Spending
Source: BloombergOctober 30, 2026tech

Excerpt from Bloomberg: “S&P Global Ratings took an early step toward potentially downgrading Meta Platforms Inc.’s credit rating within the next two years, amid growing pressure on the tech company’s balance sheet stemming from elevated spending tied to artificial intelligence.”

Polish President Seeks Urgent Talks as Court Stand-Off Escalates
Source: BloombergOctober 30, 2026politics

Excerpt from Bloomberg: “Polish President Karol Nawrocki called for urgent consultation with parliamentary parties to try to “restore constitutional order” as an escalating stand-off at the country’s top court threatens to spark a political crisis.”

AstraZeneca CFO on AI, Earnings, Restructuring Plan
Source: BloombergOctober 30, 2026tech

Excerpt from Bloomberg: “AstraZeneca Chief Financial Officer Aradhana Sarin says the drug company uses AI in almost every aspect of the work they do. She talks beating on earnings, their drug pipeline and how the company approaches dealmaking. She speaks on "Bloomberg Surveillance." (Source: Bloomberg)”

AI Policy Risks Loom Over Stock, Bond Traders Ahead of Midterms
Source: BloombergOctober 30, 2026finance

Excerpt from Bloomberg: “Wall Street expects Democrats to win at least one of the houses of Congress in the US midterm elections on Tuesday, setting the stage for a potentially volatile ride in the stock and bond markets with artificial intelligence oversight, defense spending and crypto legislation on…”

Europe Braces for More Protests as Cost-of-Living Anger Grows
Source: BloombergOctober 30, 2026politics

Excerpt from Bloomberg: “Cities in France, Germany and Italy were bracing for mass demonstrations on Saturday, with thousands of people expected to take to the streets to protest high living costs and other grievances with governments across Europe.”

Stocks Slump as Wall Street Gets AI Wake-Up Call: Markets Wrap
Source: BloombergOctober 29, 2026finance

Excerpt from Bloomberg: “Wall Street got a reality check as a bruising selloff in technology shares fueled concern the artificial-intelligence frenzy that has powered the equity bull market might be overblown.”

thedotmack/claude-mem
Source: GitHubdeveloper

Excerpt from GitHub: “Persistent Context Across Sessions for Every Agent – Captures everything your agent does during sessions, compresses it with AI, and injects relevant context back into future sessions. Works with Claude Code, OpenClaw, Codex, Gemini, Hermes, Copilot, OpenCode + More”

milind-soni/OpenMausBot
Source: GitHubdeveloper

Excerpt from GitHub: “Open-source Grok Bot alternative with a virtual machine that bots can use”

pbakaus/impeccable
Source: GitHubdeveloper

Excerpt from GitHub: “The design vocabulary for your coding agent. Steer with polish and bolder, review with critique and audit, catch AI slop before it ships.”

CopilotKit/OpenBot
Source: GitHubdeveloper

Excerpt from GitHub: “Open-source AI coworkers that each get a computer of their own: a browser, files and tools, with every action decided before it happens and recorded after. Bring any AG-UI agent.”

Renhuai123/ziwei-doushu
Source: GitHubdeveloper

Excerpt from GitHub: “紫微斗数开源排盘引擎 — 基于倪海厦《天纪》体系,含完整排盘算法、四化系统、格局知识库、古籍原文数据”

expo/skills
Source: GitHubdeveloper

Excerpt from GitHub: “A collection of AI agent skills for working with Expo projects and Expo Application Services”

macro-inc/macro
Source: GitHubdeveloper

Excerpt from GitHub: “Macro is a unified workspace for teams: email, chat, docs, tasks, agents, calls, and CRM — @-linked together with shared AI memory.”

mattpocock/skills
Source: GitHubdeveloper

Excerpt from GitHub: “Skills for Real Engineers. Straight from my .agents directory.”

HKUDS/DeepTutor
Source: GitHubdeveloper

Excerpt from GitHub: “DeepTutor: Lifelong Personalized Tutoring.https://deeptutor.info/.”

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tech
finance
developer
business
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